"For those who make more than $145,000 you are considered a high wage earner in you employer. So if you work for one person and you make more than $145,000, they are taking away the ability for you to do your Catch UP. Weather it's $7,500 or $10,000, it doesn't matter, anyone over the age of 50. As pre-tax, they are taking the option away." - Heather Foster